How to Conduct Global Asset Allocation on uSMART
03-22 11:10uSMART

Currently, the global investment environment is undergoing complex and profound changes. The breadth and depth of these changes may exceed people's expectations,including:

  • Economic Transformation: Moving from sustained inflation decline to dualdirection inflation risks.
  • Policy Transformation: Transitioning from ultraloose monetary policy and slightly tight fiscal policy to more traditional monetary policy and proactive fiscal policy.
  • Technological Revolution: The potential of artificial intelligence is beginning to emerge.
  • Climate Transition: Shifting from traditional energy to renewable energy.

Faced with the opportunities and challenges brought by these changes, investors should adapt to the times, be flexible, and construct investment portfolios that can adapt to global changes in a more scientific and rational manner.

uSMART, under the core of the intelligent brokerage Yilite Securities, also covering Yilite Capital, Yilite Wealth, and technology empowerment and other financial service sectors. We are committed to deeply integrating technology with finance, providing customers with comprehensive, efficient, and convenient investment services. As a customercentric financial technology company, we offer diversified investment and trading services, including U.S. stocks, Hong Kong stocks, IPOs, options, futures, fractional shares, forex, and more through our allinone investment platform uSMART App.

Our research and asset management team focuses on asset management, wealth management, securities brokerage, and investment banking businesses, dedicated to providing comprehensive asset management solutions for ultrahigh net worth individuals, families, and businesses. While continuously creating more value for clients, we innovate service models, integrate technology with finance, and provide customers with a safe, professional, intelligent, and efficient investment experience.


Professional Team:

Our team members come from worldrenowned technology, financial, and consulting institutions, including Tencent, Alibaba, Yahoo, Goldman Sachs, UBS, Deutsche Bank, KPMG, PwC, and more.

Licensed Brokerage:

We are regulated by the Monetary Authority of Singapore (MAS) and hold Capital Markets Services (CMS) licenses issued under the Securities and Futures Act 2001.

Fund Security:

Hong Kong client funds are independently custodied at HSBC and Bank of China International, while Singapore client funds are independently custodied at DBS Bank and HSBC Bank, with accounts covered by ICC, FINRA, and SIPC compensation protection.

Chow Tai Fook Strategic Investment:

In July 2021, Yilite Securities received a strategic investment from the Chow Tai Fook Enterprises held by the Cheng Yu Tung family.



uSMART SG offers trading in the following overseas assets:

  1. Stock Trading in the United States, Hong Kong, and Singapore

uSMART provides access to over 10,000 stocks and ETFs in the markets of the United States, Hong Kong, and Singapore. We offer highly competitive trading commission rates: 0.020% per trade for Singapore stocks, USD 0.003 per share for U.S. stocks and fractional shares, with a minimum of 1 USD per trade, and 0.024% per trade for Hong Kong stocks. Additionally, we exclusively provide daily hot stock picks (recommended by our research team) and 11 types of smart order options. We also offer smart dollar-cost averaging and fractional share trading for U.S. stocks.

  1. Global Market  ETFs

ETFs are an ideal investment category for most investors. Unlike stocks, which focus on individual companies, ETFs are a type of fund that holds a variety of underlying assets, including stocks, commodities, bonds, or a mix of various investment types.

In the realm of global investment, Exchange-Traded Funds (ETFs) have become a popular investment tool, offering advantages such as diversification, low costs, flexibility, and low entry thresholds. They have become the ideal choice for investors looking to diversify their assets globally.

Global investment through ETFs provides investors with extensive asset diversification. By investing in ETFs that cover different regions, industries, and asset classes around the world, investors can access a broader range of investment opportunities, reducing the risk associated with specific regions or industries.


Here are some popular global ETFs:

(1) Nikkei Index ETF (03153.HK):

This index tracks the 225 largest Japanese companies listed on the Tokyo Stock Exchange, with impressive performance in recent years and a positive trend.

(2) Cryptocurrency ETF:

A cryptocurrency index is calculated by weighting a basket of cryptocurrencies in a certain way, adopting a portfolio investment strategy with different types of digital currency assets. On January 10, 2024, the U.S. Securities and Exchange Commission approved 11 Bitcoin spot ETFs, providing investors with a regulated investment avenue to participate in the cryptocurrency market without directly managing digital assets, such as IBIT.US.

(3) India's ETF:

India is considered one of the most promising stock markets globally. The main index of the Indian stock market is the Nifty 50 (INDF.US), which includes the 50 largest and most active companies in India.

(4) NASDAQ Composite Index:

The NASDAQ Composite Index includes all stocks listed on the NASDAQ Stock Exchange, covering industries such as technology, biotechnology, and the internet. The NASDAQ index is often seen as a representative index of technology stocks.

(5) S&P 500 Index:

The S&P 500 is an index consisting of 500 large U.S. companies' stocks, representing the broad market performance of the U.S. stock market. The S&P 500 is typically considered one of the key indicators of the overall performance of the U.S. stock market, with a historically significant long-term holding return.


  1. uSMART Intelligent Investment Strategy

Still unsure how to allocate your global assets? Quickly check out the uSMART Intelligent Investment Strategy Portfolio - a global allocation ETF strategy. Let the experts help you with just one click. The strategy is based on the principles of diversified global asset allocation and dynamic stock-bond-gold ratios. We select excellent stocks and bonds as targets, striving to create a well-suited, long-term holding portfolio tailored to different investment goals.



Target Annualized Volatility

Stock/Bond Ratio

1-Year Return

1-Year Max Drawdown

Global Conservative Allocation ETFs





Global Balanced Allocation ETFs





Global Growth Preferred ETFs





Global Aggressive Allocation ETFs






(The main investment targets include stock and bond ETFs, as well as bulk commodities, foreign exchange, and gold asset ETFs.)


Furthermore, with the impressive growth rates in emerging economies and the global shift of manufacturing, resilience is expected to be maintained in the future.

Strategy Q4 timely cleared Chinese and Hong Kong assets, replacing them with ETFs from emerging regions, while continuing to hold assets in the United States and Japan, increasing the weight of high-yield bonds.

The global aggressive allocation ETF portfolio yielded 24.99% in the past year, surpassing the benchmark (Core Aggressive Allocation Index return in the past year was 17.19%) by approximately 5.1 percentage points.

The global growth preferred ETF portfolio yielded 21.71% in the past year, surpassing the benchmark (Core Growth Allocation Index return in the past year was 14.05%) by approximately 5.3 percentage points.


(Steps: Smart Investing - Select Strategies)


(To access strategies, please download the uSMART SG App. For full delegation and one-click follow-up, please consult with a customer service manager.)





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